By using Dagian.com, including any software and content contained therein, you agree that use of the Service is entirely at your own risk. Dagian.com is not a registered investment advisor or a broker dealer or a fund management practice. You understand and acknowledge that there is a very high degree of risk involved in trading securities. Past results of any individual trader published on this Website are not indicative of future returns by that trader, and are not indicative of future returns which may be realized by you. We assume no responsibility or liability for your trading and investment results. The indicators, strategies, columns, articles and all other features of Dagian.com are provided for informational and educational purposes. The analysts and employees or affiliates of Dagian.com may hold positions in the stocks or industries discussed here. You should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. Factual statements in this web page are made as of the date stated and are subject to change without notice. By using the Information on Dagian.com, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. Dagian.com does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax and legal advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, Dagian.com or other of the purchase or sale of securities. THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, DAGIAN.COM DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. NEITHER DAGIAN.COM NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. Dagian.com, Inc., or one of its affiliates, is the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing on the Dagian.com website, and is the copyright owner or licensee of the content and/or information on the website, unless otherwise indicated. Dagian.com does not grant to you a license to any content, features or materials you may access on this Website. You may not download or save a copy of any of the content or screens except as otherwise provided in these Terms and Conditions, for any purpose. You may, however, print a copy of the information on this Website solely for your personal use or records. If you make other use of this Website, except as otherwise provided above, you may violate copyright and other laws of the United States and other countries, as well as applicable laws and may be subject to liability for such unauthorized use. We do not grant any license or other authorization to any user of its trademarks, registered trademarks, service marks, other copyrightable material or any other intellectual property, by including them on this Website. We reserve the right to change any information on this Website, including but not limited to revising and/or deleting features or other information without prior notice to you. Accessing certain links within this Website may provide you with access to other Websites for which we assume no responsibility of any kind for the content, availability or otherwise. The content of this Website may vary depending upon your browser functionality and limitations. You acknowledge and agree that you must: (a) provide for your own access to the World Wide Web and pay any service fees associated with such access, and (b) provide all equipment necessary for you to make such connection to the World Wide Web, including a computer, software, a modem and a working telephone line. Third Party Provided Content Stock quotes, charts, news, market update, portfolio tracking and historical information on Dagian.com are provided by third-party contributors. Daily updates are subject to market fluctuations and are based on the latest quotes received from third-party data contributors and are subject to a delay. Market quotes and certain other information on this Website, as well as reference materials or links to other sites, are for general informational purposes only, and are not intended to be relied upon for transactional purposes. Neither Dagian.com nor any of its data or content providers shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon. Our Work is Copyrighted. All of the writing on this site is the property of Dagian.com and is protected under copyright. No material may be reproduced without written permission, except the downloading or printing of a single copy for personal offline viewing. This copyright includes original Dagian.com material as well as any and all edited and filtered compilations of posts that we may sell and/or distribute. Dagian.com reserves the right to edit and/or republish the material contributed by our readers. By submitting a message, you expressly grant the right to Dagian.com to republish or sell the message as part of our edited compilations. We provide proper attribution to the author for any submission we publish. User conduct on Dagian.com while using the service, you may not: 1. upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the Service which is protected by copyright, or other proprietary or intellectual property right, or derivative works with respect thereto, without obtaining permission of the copyright owner or right-holder; or 2. upload, post, publish, reproduce, transmit or distribute in any way any component of the Service itself or derivative works with respect thereto, as the Service is copyrighted as a collective work under copyright laws of the U.S. and other countries; or 3. upload, post, publish or transmit any unlawful, fraudulent, libelous, defamatory, obscene, pornographic, profane, threatening, abusive, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute illegal activity, give rise to civil liability, or otherwise violate any local, state, national or foreign law, including without limitation the U.S. export laws and regulations; or 4. upload, post, publish, transmit, reproduce, distribute or in any way exploit any information, software or other material obtained through the Service for commercial purposes (other than as expressly permitted by the provider of such information, software or other material); or 5. restrict or inhibit any other user from using and enjoying the Service; or 6. offer, sell or buy any security or other investment vehicle; or 7. knowingly violate any laws, including without limitation the Securities Act of 1933 and Securities Exchange Act, or any rule of any securities exchange, including, without limitation, the New York Stock Exchange or the NASDAQ/AMEX. 8. post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial communication (except as otherwise expressly permitted by Dagian.com) or engage in spamming or flooding; or 9. impersonate any other person or entity, or misrepresent your affiliation with any other person or entity; or 10. post or transmit any information or software that contains a virus, worm or other harmful component.We have no obligation to monitor the Service. You acknowledge and agree, however, that we do retain the right to monitor the Service and, subject to the limitations of Dagian.com's corporate policy, disclose any information as necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Service properly, or to protect itself or its subscribers. We will not intentionally monitor or disclose any private electronic-mail message unless required by law. We reserve the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, inappropriate or in violation of these Terms and Conditions. Submissions. All information submitted to Dagian.com via this Website shall be deemed and remain the property of Dagian.com, and we shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information any user of this Website provides to Dagian.com through this Website. Dagian.com shall not be subject to any obligations of confidentiality regarding submitted information, except as agreed by the Dagian.com entity having the direct customer relationship or as otherwise specifically agreed or required by law.Links from and to Dagian.com: You acknowledge and agree that Dagian.com and any of its Website co-branding providers have no responsibility for the accuracy or availability of information provided by linked Websites. Links to external Websites do not constitute an endorsement by Dagian.com or its Website co-branding providers of the sponsors of such sites or the content, products, advertising or other materials presented on such sites.The links on this Website may provide you with access to other Websites where the trading of securities is possible. You acknowledge and agree that we shall not be responsible or liable with regard to any trading which may be conducted on such linked trading sites or any other Website that may be linked to or from Dagian.com. You acknowledge and agree that the stock and mutual fund price quotes and news stories which are accessed within a trading day may be delayed at least 20 minutes, as may required by exchanges and information providers. You acknowledge and agree that you bear responsibility for your own investment research and investment decisions, and that Dagian.com shall not be liable for any decision made or action taken by you or others based upon reliance on information or materials obtained through use of the Service. Prior to the execution of a securities trade, you should always consult with your broker or other financial representative to verify securities pricing information. Information in the many web pages that are linked to Dagian.com comes from a variety of sources. Some of this information comes from official Dagian.com licensees, but much of it comes from unofficial or unaffiliated organizations and individuals, both internal and external to Dagian.com. We do not author, edit, or monitor these unofficial pages or links. You acknowledge and agree that we are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on such external sites or resources. Subscription and payment Unless and until this agreement is cancelled by email or by telephone, Subscriber hereby authorizes Dagian.com (Dagian Asset Management) to charge Subscriber's credit card to pay for the ongoing (monthly, quarterly or yearly) cost of membership. Subscribership may not be assigned or transferred to any other person or entity. Subscriber must promptly inform Dagian.com the following: Changes in the expiration date of any credit card used in connection with the Service; changes in home or billing address; and apparent breaches of security, such as loss, theft, or unauthorized disclosure or use of an ID or password. Until Dagian.com is notified, by e-mail or by telephone of a breach in security, the Subscriber will remain liable for any unauthorized use of the Service. Payment for the appropriate services will be made by automatic credit card debit. Subscribers will be automatically renewed for the original term upon expiration, unless Dagian.com is notified via email (subscription@dagian.com) 3 days prior to membership expiration. Subscription to our services may be terminated at any time, and without cause, by either Dagian.com or the Subscriber by e-mail or by telephone. When termination is requested by a Subscriber, subscription fees are NOT refunded. Subscribers are liable for charges incurred by them until termination of service. Cancellation of service is not official until Subscriber receives email confirmation from Dagian.com. If Subscriber does not receive a cancellation confirmation within 24 hours of request (excluding weekends and holidays), Subscriber must call our offices to re-submit the cancellation and verify that his/her email address is correct. Other Information: If you wish to make purchases through the Service, you may be asked by the merchant or information or service provider from whom you are making the purchase to supply certain information, including credit card or other payment mechanism information. You agree not to hold Dagian.com liable for any loss or damage of any kind incurred as a result of any such dealings with any merchant or information or service provider through the Service. You agree that all information you provide any merchant or information or service provider through the Service for purposes of making purchases will be accurate, complete and current. The merchants and information and service providers offering merchandise, information and services through the Service set their own prices and may change prices or institute new prices at any time. You agree to pay all charges incurred by users of your account and credit card or other payment mechanism at the prices in effect when such charges are incurred. You also will be responsible for paying any applicable taxes relating to purchases through the Service. Failure to Comply With Terms and Conditions: You acknowledge and agree that we may deny you access to all or part of the Service without prior notice if you engage in any conduct or activities that we, in our sole discretion, believe violate any of these Terms and Conditions, violate the rights of Dagian.com, or is otherwise inappropriate for continued access. You acknowledge and agree that we may, in our sole discretion, deny you access, through Dagian.com, to third party services, merchandise, materials or information on the Internet, and we shall have no responsibility to notify any third-party providers of services, merchandise or information nor any responsibility for any consequences resulting from lack of notification. You agree to defend, indemnify and hold Dagian.com and its affiliates harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys' fees, arising in any way from your use of the Service or the placement or transmission of any message, information, software or other materials through the Service by you or through use of this Website or related to any violation of these Terms and Conditions by you or the use of this Website.Miscellaneous: The failure of Dagian.com to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of the Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms and Conditions remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms and Conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred. THE RESULTS OF THIS INFORMATION IS HIGHLY DEPENDENT UPON USER OPERATIONAL FACTORS, USER SPECIFIED SETTINGS AND USER PROVIDED DATA, INCLUDING DATA QUALITY AND CONSISTENCY. THIS INFORMATION IS EXPERIMENTAL IN NATURE AND ANY USE IS FULLY AT YOUR OWN RISK. PAST PERFORMANCE IS NOT ALWAYS INDICATIVE OF FUTURE PERFORMANCE AND ANY MODELS BUILT BY THIS SERVICE MAY CREATE SUBSTANTIAL FINANCIAL LOSSES, WITHOUT NOTICE, IF YOU OR OTHERS DECIDE TO TRADE SECURITIES BASED ON THE RESULTS OF THIS SERVICE. YOU ACCEPT THAT THERE MAY BE DEFECTS IN THIS SERVICE AND SHALL HOLD DAGIAN.COM HARMLESS FROM ANY CONSEQUENCES OF SUCH DEFECTS OR FOR ANY OTHER CAUSE, INCLUDING THE INABILITY TO USE THIS INFORMATION OR ANY OF ITS FUNCTIONALITY, REGARDLESS OF WHETHER DAGIAN.COM IS AWARE OF SUCH DEFECTS OR INABILITIES.