TRACK  RECORD OF S & P  MARKET  ALERTS
 
                          Fourth  Quarter   2000                    updated Jan 2, 2001
 
   Buy     Index    Sell     Index     Points     % Gain     Points        % Gain   Cumulat.
   Date    Value    Date     Value     Gained     for        Gained        for        Gain %
                                       for        Buying     for           Selling
                                       Buying                Selling
 
                 Bf last quarter :       406       28.00                               28.00
 
 
                   Sept 29   1448                                17
                                                                            1.17       29.17
  Oct 4     1431   Oct 6     1431          0        0.00         54                    29.17
                                                                            3.77       32.95
  Oct 12    1377   Oct 12    1371         -6       -0.44         35                    32.51
                                                                            2.55       35.06
  Oct 13    1336   Oct 16    1369         33        2.47          9                    37.53
                                                                            0.66       38.19
  Oct 19    1360   Oct 23    1396         36        2.65        -13                    40.84
                                                                           -0.93       39.91
  Oct 24    1409   Oct 24    1404         -5       -0.35         27                    39.55
                                                                            1.92       41.48
  Oct 27    1377   Nov 8     1434         57        4.14         67                    45.62
                                                                            4.67       50.29
  Nov 14    1367   Nov 17    1365         -2       -0.15         28                    50.14
                                                                            2.05       52.19
  Nov 24    1337   Nov 29    1338          1        0.07          6                    52.27
                                                                            0.45       52.72
  Dec 1     1332   Dec 6     1368         36        2.70          2                    55.42
                                                                            0.15       55.57
  Dec 11    1366   Dec 13    1374          8        0.59         48                    56.15
                                                                            3.49       59.64
  Dec 18    1326   Dec 20    1287        -39       -2.94         14                    56.70
                                                                            1.09       57.79
  Dec 21    1273   Dec 29    1315         42        3.30                               61.09
 
 
                          Totals         567       40.04        294        21.05       61.09
 
 
                 Total Index Points Gained This Quarter :       455 Points
                 Total % Gained This Quarter :                 33.1 %
 
                 Cumulative Index Points Gained Since Mar       861 Points
                 Total % Gained Since March This Year :          61 %
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    66.71
 
 
                          Totals         628       44.67        307        22.04       66.71
 
 
                 Total Index Points Gained This Quarter :       529 Points
                 Total % Gained This Quarter :                 38.7 %
 
                 Cumulative Index Points Gained Since Mar       935 Points
                 Total % Gained Since March This Year :          67 %
 
                 Performance of last transaction when marked to market:
 
                 Total Index Points Gained :                      8 Points
                 Total % Gained :                               0.6 %