TRACK RECORD OF S & P MARKET ALERTS Fourth Quarter 2000 updated Jan 2, 2001 Buy Index Sell Index Points % Gain Points % Gain Cumulat. Date Value Date Value Gained for Gained for Gain % for Buying for Selling Buying Selling Bf last quarter : 406 28.00 28.00 Sept 29 1448 17 1.17 29.17 Oct 4 1431 Oct 6 1431 0 0.00 54 29.17 3.77 32.95 Oct 12 1377 Oct 12 1371 -6 -0.44 35 32.51 2.55 35.06 Oct 13 1336 Oct 16 1369 33 2.47 9 37.53 0.66 38.19 Oct 19 1360 Oct 23 1396 36 2.65 -13 40.84 -0.93 39.91 Oct 24 1409 Oct 24 1404 -5 -0.35 27 39.55 1.92 41.48 Oct 27 1377 Nov 8 1434 57 4.14 67 45.62 4.67 50.29 Nov 14 1367 Nov 17 1365 -2 -0.15 28 50.14 2.05 52.19 Nov 24 1337 Nov 29 1338 1 0.07 6 52.27 0.45 52.72 Dec 1 1332 Dec 6 1368 36 2.70 2 55.42 0.15 55.57 Dec 11 1366 Dec 13 1374 8 0.59 48 56.15 3.49 59.64 Dec 18 1326 Dec 20 1287 -39 -2.94 14 56.70 1.09 57.79 Dec 21 1273 Dec 29 1315 42 3.30 61.09 Totals 567 40.04 294 21.05 61.09 Total Index Points Gained This Quarter : 455 Points Total % Gained This Quarter : 33.1 % Cumulative Index Points Gained Since Mar 861 Points Total % Gained Since March This Year : 61 % 66.71 Totals 628 44.67 307 22.04 66.71 Total Index Points Gained This Quarter : 529 Points Total % Gained This Quarter : 38.7 % Cumulative Index Points Gained Since Mar 935 Points Total % Gained Since March This Year : 67 % Performance of last transaction when marked to market: Total Index Points Gained : 8 Points Total % Gained : 0.6 %